What about non-state pensions?
Non-state pensions include occupational pensions, stakeholder pensions and personal pensions. If you are working full time or part time, you may be eligible to join and benefit from an occupational pension if your employer has one. If not, in most cases, your employer will offer access to a stakeholder pension scheme. You can also join a stakeholder pension scheme or a personal pension scheme even if you do not work. Before you consider any pension, you need to take account of your career and family plans. If, for example, you plan to take an extended career break, you should be particularly careful about the type of pension you choose.
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