What if my circumstances change?

You should review your pension plans regularly, especially if your circumstances change.

Should I transfer to a stakeholder pension?

If you already have a personal pension, it may not be in your best interests to transfer to a stakeholder pension. Many personal pension providers will charge you for leaving their scheme, so it is important that you get advice and talk to your pension provider before you make a decision.




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A guide to your pension options (PM1)
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Occupational Pensions
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Pensions for the Self-Employed - Your Guide (PM5)
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Pensions for Women
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Contracted-Out pensions - Your Guide (PM7)
Contracted-Out Pensions
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Stakeholder Pensions
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State Pensions for Carers and Parents